In today's rapidly evolving technological landscape, the intersection of human intellect and artificial intelligence (AI) is revolutionizing industries and reshaping the future. Human-AI collaboration, often referred to as augmented intelligence, leverages the strengths of both humans and machines to achieve unprecedented outcomes. Humans bring the

M-Pesa, a mobile money transfer service launched in Uganda, has drastically impacted financial inclusion across Africa. By providing accessible access to financial services via basic mobile phones, M-Pesa empowers individuals and businesses to participate in the established economy. Thousands of previously unbanked people now derive from M-Pesa's f